MARK NOLAN
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Does an offset account reduce monthly repayments? No. Not for a standard principal and interest home loan. You would think borrowers with savings in their offset accounts should have lower repayments. For a principal and interest (P&I) loan it is not the case. But there can be a significant interest savings benefit for borrowers with…
MARK NOLAN
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Common offset account mistakes I see Being a mortgage broker since 2008 has given me insights and experience too valuable to keep to myself. Offset accounts are common loan feature for Australian borrowers. Used correctly, they can be a powerful tool to offset home loan interest—and accelerate your home loan pay off trajectory. I am…
MARK NOLAN
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I interviewed and analysed data for borrowers who successfully paid off their home loan in under 10 years. I discovered traits they share. Which ones do you have?
MARK NOLAN
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Buying a house with a friend for these two tradie mates had everything – a dream shared, followed by relationship reality four years on.
MARK NOLAN
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Buying investment property with a friend can work – but can it come unstuck? I helped these two mates get their home loan.
MARK NOLAN
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Buying investment property with a sibling worked for these two brothers – despite being on opposite ends of the world.
MARK NOLAN
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Why consider buying property with parents? Joint property ownership between parents and kids is something I see often. When I say kids – it is often a mature adult child and their partner who the parents are looking to help onto the property ladder. Aside from buying property with parents, some common ways parents help…
MARK NOLAN
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Aussies are thinking differently about acheiving home ownership. I share real stories of buying property with other people – mates, siblings, parents.
MARK NOLAN
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A CBA property valuation can make or break a home loan proposal. I tell you how valuations can help and what to look out for.
MARK NOLAN
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You could move house without needing to make a new home loan application? I explain how home loan portability is a thing.