Home loan eligibility? 5 questions I always ask borrowers
As a mortgage broker, I find these 5 key questions to potential borrowers tell me almost everything I need to know about home loan eligibility.
A question of equity | How to calculate construction loan LVR
How do you get a construction loan for something not built yet? A big measure is equity and LVR. I show you how to calculate a construction loan LVR.
Serviceability | The hidden home loan calculation explained
What is serviceability? Serviceability, an essential part of the home loan approval process, is a lender-specific calculation of borrower capacity to repay a proposed home loan. Lenders apply their own policy standards against your income, expenses, and debt obligations to calculate how much cash is available for the new home loan repayments. Importantly, just because…
![Currency matters for Aussie expat mortgage chances [2025]](https://marknols.com/wp-content/uploads/2023/10/91-768x402.png)
Currency matters for Aussie expat mortgage chances [2025]
Want to own your little piece of Australia? We have researched and ranked lender’s favourite currencies for Aussie expat home loan applications.
CBA discharge authority – Get it here and know it’s power
It might surprise you how powerful the CBA discharge authority can be in starting a negotiating for a better interest rate.
What’s in a home loan purpose? Owner occupied vs investment
A home loan purpose is not only required by the lender, it can be the difference between a loan with the features your really need versus missing out on them.
![CommBank Property Share Review [2025] | An Insider’s Take](https://marknols.com/wp-content/uploads/2023/08/56-1-768x402.png)
CommBank Property Share Review [2025] | An Insider’s Take
Want to buy with someone else but keep finances separate? That is what Property Share from Commbank can do. I review it with examples.
Insider Guide: Tips on asking your lender for a better rate
Feel like everywhere you look you see rates lower than yours? I walk you through my process of asking your lender for a better rate.
Lender Links: Rate research contact details
As part of a home loan rate review I recommend regularly checking what your lender is offering new borrowers. Also have a look at some rates offered by other lenders. I have put together a list of lenders (the big ones first) with links that should take you straight to their home loan rates page…
How to pay off your mortgage faster | 23 ways to buy time
See specific examples of how to pay off your mortgage faster with hacks reducing a loan term from 30 years down to 16yrs & 5mths—giving back time and money.