How to pay off your mortgage faster | 23 ways to buy time
See specific examples of how to pay off your mortgage faster with hacks reducing a loan term from 30 years down to 16yrs & 5mths—giving back time and money.
How principal and interest works | Bank stuff explained
Once you understand how principal and interest works, you can be one step closer to applying some effective repayment hacks.
How does home loan interest work? See on statements
Interest can be a silent drain on your finances. Reducing interest rates might ease cost of living pressures, or bigger wealth-related goals—like retirement.
Beating loyalty tax – How I unlocked lower home loan rates
A few summers ago, I went into bat for my clients. We didn’t just lower home loan rates, we hit it out of the park! I share results and how to do it yourself.
How to get a bank property report | See what neighbours paid
What is a bank property report? A bank property report provides a valuation estimate for a property you might be interested in. It could be your home or another property you have your eye on. Banks have their own data as well as partnerships with property data groups which often power these reports. Who can…
5 ways to get a property report – Including free options
What is a property report? A property report can provide an estimate of value, using past and current sales data, as well as useful insights for almost any property in Australia. Property reports can be used by anyone who might benefit from valuation information including recent sales, rental values, and suburb profile and price trends….
Split home loan – What (and who) are they good for?
What is a split home loan? A split home loan is where a borrower has more than one home loan product, commonly for the same purpose—like buying a home. Instead of having one loan for their required loan amount, they can have the same loan amount spread across different loan products. Each loan account usually…
Cross collateralisation trap? There is an alternative.
Control. Some borrowers want more of it and some don’t care for it. Some are not even aware they have options—until too late. When it comes to collateral for a home loan, the control I am talking about is how (and how many) properties may be secured by a lender when establishing a home loan….
What types of borrowers get fixed rate home loans?
If you are a first time buyer, investor, near maximum capacity or just uncomfortable with debt—read on. Fixed rate home loans are worthy of consideration.
Power of Multiple Offset Accounts | Explained and Illustrated
Multiple offset accounts allow more borrower funds to offset home loan interest. One Australian lender even allows 99 offsets accounts for one home loan.