7yrs no mortgage | Business supercharges home loan to zero
“….we were wondering if we bit off more than we could chew.”
Find out four takeways from a $1.2M home loan pay off in four years.
First home to family home – Paid off in 10yrs | Net worth $3M+
I explain how this young couple used a combination of clever buying and renovation strategies, plus a great business, to gain financial control. The beginning [2011] Luc and Sandy were classic first home buyers when I met them. Aged 31 and 26, with some savings and heavily invested in their careers. They started their property…
Upsizing? How Equity Works When Buying a Second Home
Upsizing to a larger home can be an exciting time. What I often see from borrowers over my time mortgage broking is a trigger that has led to the search for a bigger home—a growing family, school choices or a need for more space. These lifestyle needs, as well as recent increases in property values…
Borrowing power calculator for home loans – Instant results
Have you ever wondered what your borrowing power for a home loan is? Try this borrowing power calculator as many times as you like for an instant result. Helpful hint: Be realistic with living expenses – If unsure see my guide on living expenses. What next? If you need to improve your borrowing power it…
Property out of reach? How to increase borrowing power (2025)
If you’ve been looking to buy a property recently, you may have noticed it feels harder than ever to secure a home. An environment of climbing property prices, high interest rates, and intense competition can push buyers to their limits—both financially and emotionally! My experience as a licensed mortgage broker saw many aspiring homeowners asking:…
Upgraders pay off home loan in 8yrs | Net worth now $3.1M+
They bought their future home as an investment. 8yrs later their home loan was paid off and by 2024 their net worth was over $3,000,000.
Mortgage stress – Please stop using the 30% repayment ratio
Why are we told we are in mortgage stress because of one number – the 30% income to repayment ratio?
Stress-test of home loans approved in 2020-22 | I share results
I tested 73 borrowers for real mortgage ratios and compared these to popular borrowing recommendations.
Key mortgage benchmarks for risk – Explained
If an borrower is looking to get an idea of a good loan amount for them – the last place to be relied upon is online.
How first time buyers paid home loan in 10yrs | Net worth $1.4M
Hear how Steve and Caitlin went from first time buyers in 2013 to a net worth over $1.4M in 2024 – and no home loan.