Mark Nolan (aka Nols) writes about home loans and everything in between. Since realising he does not need to work so much, Mark started writing to educate anyone who is ready to learn from his personal, investing and business experience. Empowering his readers drives his content.
MARK NOLAN
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If you’ve been looking to buy a property recently, you may have noticed it feels harder than ever to secure a home. An environment of climbing property prices, high interest rates, and intense competition can push buyers to their limits—both financially and emotionally! My experience as a licensed mortgage broker saw many aspiring homeowners asking:…
MARK NOLAN
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They bought their future home as an investment. 8yrs later their home loan was paid off and by 2024 their net worth was over $3,000,000.
MARK NOLAN
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Why are we told we are in mortgage stress because of one number – the 30% income to repayment ratio?
MARK NOLAN
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I tested 73 borrowers for real mortgage ratios and compared these to popular borrowing recommendations.
MARK NOLAN
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If an borrower is looking to get an idea of a good loan amount for them – the last place to be relied upon is online.
MARK NOLAN
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Hear how Steve and Caitlin went from first time buyers in 2013 to a net worth over $1.4M in 2024 – and no home loan.
MARK NOLAN
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Does an offset account reduce monthly repayments? No. Not for a standard principal and interest home loan. You would think borrowers with savings in their offset accounts should have lower repayments. For a principal and interest (P&I) loan it is not the case. But there can be a significant interest savings benefit for borrowers with…
MARK NOLAN
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Common offset account mistakes I see Being a mortgage broker since 2008 has given me insights and experience too valuable to keep to myself. Offset accounts are common loan feature for Australian borrowers. Used correctly, they can be a powerful tool to offset home loan interest—and accelerate your home loan pay off trajectory. I am…
MARK NOLAN
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I interviewed and analysed data for borrowers who successfully paid off their home loan in under 10 years. I discovered traits they share. Which ones do you have?
MARK NOLAN
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Buying a house with a friend for these two tradie mates had everything – a dream shared, followed by relationship reality four years on.