As part of a home loan rate review I recommend regularly checking what your lender is offering new borrowers.
Also have a look at some rates offered by other lenders.
I have put together a list of lenders (the big ones first) with links that should take you straight to their home loan rates page to save you time.
Based on my home loan experience I have also provided some useful numbers to call when you are ready to ask your lender for a a better rate.
See my Insider Guide for tips on how to ask for a better rate from your lender.
Big Australian lenders – Home loan rates
ANZ
Contact to ask for a better rate: 1800 100 641
Commbank
Contact to ask for a better rate: 1300 219 166
Macquarie
Contact to ask for a better rate: 1800 007 722
NAB
Contact to ask for a better rate: 13 39 16
Westpac
Contact to ask for a better rate: 1800 807 693
More Australian lenders
AMP
Contact to ask for a better rate: +61 (02) 8364 6758
Australian Military Bank
Contact to ask for a better rate: 1300 13 23 28
Auswide Bank
Contact to ask for a better rate: 1300 138 831
Bank of Melbourne
Contact to ask for a better rate: 1300 304 660
Bank of Queensland
Contact to ask for a better rate: 1300 816 496
Bank SA
Contact to ask for a better rate: 1300 304 660
Bankwest
Contact to ask for a better rate: 13 17 19
Firefighters Mutual Bank
Contact to ask for a better rate: 1800 800 225
Gateway Bank
Contact to ask for a better rate: 1300 302 474
Health Professionals Bank
Contact to ask for a better rate: 1800 472 265
Heritage Bank
Contact to ask for a better rate: 13 14 22
ING
Contact to ask for a better rate: 133 464
La Trobe Financial
Contact to ask for a better rate: 138 010
ME Bank
Contact to ask for a better rate: 13 15 63
MyState Bank
Contact to ask for a better rate: 138 001
Newcastle Permanent
Contact to ask for a better rate: 13 19 87
P&N Bank
Contact to ask for a better rate: 132 577
Pepper Money
Contact to ask for a better rate: 137 377
St George
Contact to ask for a better rate: 1300 304 660
Suncorp
Contact to ask for a better rate: 13 11 55
Teachers Mutual Bank
Contact to ask for a better rate: 13 12 21
ubank
Contact to ask for a better rate: 13 30 80
Unibank
Contact to ask for a better rate: 1800 864 864
Virgin Money
Contact to ask for a better rate: 13 81 51
This list
This list of lender links and contacts is designed to make your life easier. I will do my best to keep this list updated as I know links and phone details change.
The list is intended to make a home loan rate review process easier. It is not intended to keep you in a loan that does not suit your situation, nor encourage your to change products or lenders.
There are licensed professionals to help you with any loan suitability reviews or changes.
Don’t forget that if you used a broker they are in a great position to guide you through the lender maze. This is especially true if you are with a a lender that exclusively uses brokers.