Finance

Bridging loans can suit homeowners who do not wish sell prior to finding their next home. This way they can avoid the inconvenience of renting or having to buy “subject to sale”—which could possibly deter sellers.

Your home loan LVR goes a long way to in determining your home loan interest rate.
I We explore four ways you can prompt a review of your LVR—and interest rate.

How much deposit do you need for a house? I explain the numbers because I get that it is HARD to save money for a house deposit.

Given interest only home loans could cost more over the loan term—are they still worth it? Do they have a place? The answer is a resounding—Yes.

Borrowers refinance home loans for more reasons than interest rates alone. I explore the many reasons for refinancing including how a lower interest rate could prove costly in the long run if you are not careful.

An offset account enables a borrower access to their savings accessible and still benefit from reduced home loan interest charges. This article will take you through what an offset account is, how an offset account works and key considerations for borrower’s contemplating using an offset account with their home loan.

A guarantor home loan sees a family member promise a bank they will meet the terms of the loan contract if a borrower fails to do so. This is more than a “hand-shake” agreement. It will involve the guarantor handing over property or cash as extra security in addition to signing a legal contract called a deed of guarantee.