How does home loan interest work? See on statements
Interest can be a silent drain on your finances. Reducing interest rates might ease cost of living pressures, or bigger wealth-related goals—like retirement.
Beating loyalty tax – How I unlocked lower home loan rates
A few summers ago, I went into bat for my clients. We didn’t just lower home loan rates, we hit it out of the park! I share results and how to do it yourself.
Split home loan – What (and who) are they good for?
What is a split home loan? A split home loan is where a borrower has more than one home loan product, commonly for the same purpose—like buying a home. Instead of having one loan for their required loan amount, they can have the same loan amount spread across different loan products. Each loan account usually…
Cross collateralisation trap? There is an alternative
Control.Some borrowers want more of it and some don’t care for it. Some are not even aware they have options—until too late. When it comes to collateral for a home loan, the control I am talking about is how (and how many) properties may be secured by a lender when establishing a home loan. What…
What types of borrowers get fixed rate home loans?
If you are a first time buyer, investor, near maximum capacity or just uncomfortable with debt—read on. Fixed rate home loans are worthy of consideration.
Power of Multiple Offset Accounts | Explained and Illustrated
Multiple offset accounts allow more borrower funds to offset home loan interest. One Australian lender even allows 99 offsets accounts for one home loan.
Pre Approval Home Loan – Is it worth it?
A pre approval home loan can give buyers a competitive edge. There are also risks. I explain the risks that any would-be buyer should understand.
Living expenses for a home loan – What do I tell the bank?
Coming up with living expenses for a home loan might sound easy-can you put an accurate number on it? What should you tell the bank?
Free Home Loan Boot Camp | Prepare for 3 lending essentials
My Home Loan Boot Camp is a sweat-free way to understand and bring into line important aspects of your financial picture.
The 2025 Home Loan Approval Process Flowchart
I have produced this home loan approval process flowchart from my 15 years experience as a mortgage broker. If you want to buy a home you can start now.